Why should I pick Royal Loan Co. as my lender?

Our committed and experienced staff is determined to help you get a loan to ease your financial troubles. Our business values are rooted in the belief that everyone deserves a second chance. Even good people have bad credit and face financial hardship.

We offer personal and confidential service.
We provide docs in as little as 24 hours
We fund your loan in as little as 5 business days.
We offer loan programs that do not consider your credit history as a deciding factor.

How do Royal Loan Co. loan programs help me?

When you choose Royal Loan Co. as your direct lender, you have access to hundreds of unique lending programs that offer immediate financing for your needs. The comprehensive line of loan programs offers you a chance to rebuild your credit and lower your monthly payments. Once you have improved your credit, there is opportunity to receive better loan terms with lower interest and even lower monthly payments. If you have any questions during the loan process, our staff provides committed personal service throughout the loan process and answers any question you may have.

Are my credit scores considered for real estate loans?

In most cases your credit scores are not considered as a deciding factor in qualifying you for a real estate loan. We evaluate your current financial position in order to ensure we act as a responsible lender. Whether you have exceptional credit, bad credit, or no credit history we have a loan package available to satisfy your financial needs.

Can I receive a loan if I have gone through a bankruptcy?

If you have filed for bankruptcy, we will not turn you down. In fact, when we refinance loans for borrowers with bankruptcy obligations, we advise them to use the approved funds to pay off any remaining balances assigned.

Can I receive money for remodeling my home, paying down credit card debt, or personal spending?

Absolutely! You can receive a loan using available equity for home improvement, debt consolidation, or personal spending. Many of our borrowers have realized the potential of eliminating credit card debt using a loan secured by their equity. Most credit cards carry a high interest rate that makes it difficult to pay-down balances. Using available equity in your home you may be able to pay-off or pay-down you credit card debt with a second mortgage that carries a lower, more moderate interest rate saving you hundreds of dollars monthly.

I have a first and second mortgage; can I refinance both to save on the interest rate?

In most cases, you may be paying a higher average interest rate for two mortgages. By refinancing both, and combining them into a single mortgage, you have an opportunity to save on monthly payments and receive a lower interest rate. Additionally, you can cash out to consolidate debt such as credit card balances which may also carry a high interest rate.

Can you guide me on how to improve my financial outlook by applying for a loan?

Yes! Royal Loan Co. assists each borrower in detail by taking into consideration each individual case. Our knowledgeable staff answers all your questions in detail and explains which options are more suitable for your particular case. Our goal is to help you benefit from the financial transaction and to guide towards recovery from your financial troubles.

What is required to qualify for a real estate loan?

Start here by filling out a brief application. A representative will contact you to verify the information you provided and discuss your financial requirements in detail. Once we have gathered all of the required information, we will tailor a loan package that satisfies your loan needs.